Join the Future of Finance


Is financial freedom possible if the playing field isn’t level? What if there was an alternative form of money not controlled by governments or central banks that leveled the playing field for everyone?

Cryptocurrencies, or cryptos for short, are digital currencies like Bitcoin that exist exclusively on the internet and run on a network called a blockchain. A blockchain is a public ledger that records all transactions on the network. Anyone can see it and it can’t be changed, erased, or censored. Every 10 minutes, a new block gets added to the Bitcoin blockchain when miners—people with powerful computers—work to solve complex math problems. Miners compete to solve these complex problems to be rewarded in Bitcoin, and in doing so they process transactions and secure the network. Bitcoin is not the only crypto—there are thousands of different cryptocurrencies with different use cases, features, and supplies.

What is BlockFi?

BlockFi is a crypto platform that lets users build wealth with crypto. Unlike traditional finance, which has primarily only served the wealthy, BlockFi harnesses crypto’s global, 24/7, and decentralized features to provide financial services to millions of underbanked people.

Buy/Sell Crypto

BlockFi lets you invest directly in a number of cryptocurrencies with no minimum investment. You can buy, sell, or trade cryptos like Bitcoin, Ethereum, and others on BlockFi with as little as $1. Unlike stocks, you can buy small fractions of crypto so you can start small and grow over time. And since BlockFi gives you actual crypto, you can use it to buy stuff online, send it to a friend or store it in a private wallet.

Earn Interest in Crypto

What’s better than investing in an appreciating asset? Earning interest (in crypto) on it! Once you buy or transfer crypto on BlockFi, you’ll start earning daily interest in crypto immediately. This is similar to stocks except not all stocks pay dividends, and those that do only pay dividends each quarter. On BlockFi, crypto interest accrues daily and is paid monthly, which you can withdraw or let compound each month.

Crypto-Collateralized Loans

We don’t think about credit until it might be a problem. For some crypto users, credit may be irrelevant thanks to crypto-secured loans. By pledging a certain amount of crypto, borrowers can take out cash loans up to 50 percent of their crypto holdings without credit ever being a factor. This also means loans can be processed faster than traditional lenders which can take days or even weeks! Plus, with no arbitrary underwriting and loan officer fees, fees for crypto loans are typically much cheaper than traditional alternatives.

How Does BlockFi Work for You?

Best-Performing Asset
of the Decade

First and foremost, BlockFi lets you invest in the best-performing asset of the last decade, Bitcoin. While Bitcoin left stocks and other traditional assets in the dust, other cryptos such as Ethereum, Litecoin, and others available on BlockFi have also performed well in recent years. The beauty of BlockFi is that you don’t need a financial advisor, planner, or broker to invest in crypto. Simply create and fund your account and start investing in crypto.

Earn Daily Interest in Crypto

Why let your crypto just sit there when it can earn for you? After you buy or transfer crypto on BlockFi, you’ll start earning daily interest in crypto immediately. With Flex Interest Payments, you can choose which crypto you want to receive interest in, such as Bitcoin, Ethereum, Litecoin, or even US dollar-backed stablecoins. Get your crypto interest paid as monthly income or let it compound over time.

No-Credit Loans

Need cash but have poor credit? No problem. BlockFi lets you borrow up to 50 percent of the value of your crypto, so you can get cash without selling your crypto. BlockFi loans are processed much faster than traditional loans and can even be approved as fast as same-day. You can pay off a portion or the entirety of your balance as early as you want—there are no prepayment penalties. If the value of your crypto drops to a certain level, you’ll receive a warning to add more collateral or BlockFi will liquidate some crypto to maintain a certain risk level.

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